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Reports on Texas flooding hard to watch
The reports of the massive flooding in Texas caused by Hurricane Harvey are depressing and remind me of floods that slammed Illinois in 1996. Flooding is so much more damaging to regional populations and governments are not equipped to handle it.
By Ray Hanania
Flooding isn’t like a fire, although a fire can be horrific. Flooding is different because the burden on insurance companies is so much larger.
A fire may damage a home or a building, displacing, injuring and taking the lives of individuals or many victims. Insurance companies can take care of that.
A flood is far more devastating and far more costly, impacting hundreds of thousands of victims, which is why flood insurance is so hard to get, and very costly. But the real pain is caused by the bureaucracy and slow response to help.
In a flood, you are basically on your own.
So in 1996 when floods slammed the southwest suburbs and forced me, and the puppy, out of my home in Orland Park, I found myself at the mercy of that bureaucracy.
The damage to the home was more than $70,000, and it wasn’t deductible. The insurance company wouldn’t cover it because they had cancelled my flood insurance years before “to save me money.”
There was help, from FEMA and Orland Park Mayor Dan McLaughlin. But FEMA could only offer short-term loans, which I repaid with interest. Mayor McLaughlin helped with a large and costly garbage dumpster to clear the flood wreckage. The village eventually widened the underground rainwater drainage pipes. The difference is amazing.
Even with Federal flood insurance, if you live in a flood zone, coverage is limited.
I see the pain every time when survivors of floods say they are thankful to be alive noting all they lost were possessions. But those possessions are important. Losing family heirlooms, photographs, and other personal items results in huge depression.
Who really suffers flood damage? It took FEMA nearly a year to provide the loans. Years later, Orland Park purchased several of the homes that claimed damages, although the damages were far less than the damage my home received. It always seemed suspicious some homeowners were bailed out while others were not.
Neighbors can be, well, to put it politely, not what you expect them to be. Some were very helpful. Others, well, not so helpful. When McLaughlin had boxes of bleach delivered to areas where flooding had damaged homes – the bleach was used to counter post-flooding mold buildup – some homeowners grabbed all of the boxes and stored them in their garages.
What do you do with boxed cases filled with 80 gallons of bleach?
All of the possessions had to be tossed. All of the furniture had to be tossed. All of the flooring had to be replaced. All of the walls had to be torn off exposing the concrete and replaced. The remains had to be scrubbed with bleach. And then we had to go out and buy new furniture. I tried to get a local Orland Park furniture store to create a fund to help the flood victims buy furniture but a sales person pointed out that would undermine their profits. “We are a business,” he said.
The only salvation was the digital electronics. If you let them dry out completely, you could salvage the big screen TV and even some of the computers.
Gone were the photos dating back to the late 19th Century. Gone was the dining room cabinet that belonged to my great grandmother that my mother saved.
I’ve learned a lot about making my property flood proof, changing landscaping and creating effective water run-off. Building up the lawn. Using rocks instead of wood chips that float and dam up rainwater. Sealing ground-level windows. I even replaced and raised the driveway. Honestly, the place looks so much better than before.
But while I can fix the house and make it flood proof, or buy a new flat screen TV, I can’t erase the painful memories.
(Ray Hanania is an award winning former Chicago City Hall reporter. Email him at email@example.com.)
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"I write about three topics, the Middle East, politics and life in general. I often take my life experiences and offer them in an entertaining way to readers, and I take on the toughest topics like the Israel-Palestine conflict and don't pull any punches about what I feel is fair. But, my priority is always about writing the good story."
Hanania covered Chicago Politics and Chicago City Hall from 1976 through 1992. Hanania began writing in 1975 when he published The Middle Eastern Voice newspaper in Chicago (1975-1977). He later published “The National Arab American Times” newspaper which was distributed through 12,500 Middle East food stores in 48 American States (2004-2007).
Hanania writes weekly columns on Middle East and American Arab issues for the Arab News in Saudi Arabia at www.ArabNews.com, and at www.TheArabDailyNews.com, www.TheDailyHookah.com and at SuburbanChicagoland.com. He has also published weekly columns in the Jerusalem Post newspaper, YNetNews.com, Newsday Newspaper in New York, the Orlando Sentinel Newspapers, and the Arlington Heights Daily Herald.
Palestinian, American Arab and Christian, Hanania’s parents originate from Jerusalem and Bethlehem.
Hanania is the recipient of four (4) Chicago Headline Club “Peter Lisagor Awards” for Column writing. In November 2006, he was named “Best Ethnic American Columnist” by the New American Media. In 2009, Hanania received the prestigious Sigma Delta Chi Award for Writing from the Society of Professional Journalists. He is the recipient of the MT Mehdi Courage in Journalism Award. He was honored for his writing skills with two (2) Chicago Stick-o-Type awards from the Chicago Newspaper Guild. In 1990, Hanania was nominated by the Chicago Sun-Times editors for a Pulitzer Prize for his four-part series on the Palestinian Intifada.
His writings have also been honored by two national Awards from ADC for his writing, and from the National Arab American Journalists Association.
The managing editor of Suburban Chicagoland Online News website www.SuburbanChicagoland.com, Hanania's columns also appear in the Southwest News Newspaper Group of 8 newspapers.
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Visit this link to read Ray's column archive at the ArabNews,com ArabNews.com/taxonomy/term/10906
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