Pension Reform And Then There’s Illinois

The Daily Hookah Feed

↑ Grab this Headline Animator

Pension Reform And Then There’s Illinois
ByRay Hanania
Southwest News-Herald Newspaper Friday June 7, 2013
When I think of the state’s pension problems, I think about the credit card problems so many American families have.
You buy something on credit one day and if you don’t pay it off right away, the debt accumulates on top of other debt until you reach your limit.

The only difference with pensions is that the debt has no real limit. We keep over-promising benefits to government employees while the leaders and many elected officials give themselves excessive benefits.

A friend tried to explain the pension problem to me by using the CTA as a good example.

Let’s say you work for the City of Chicago for 10 years. Politics change and you get moved to the CTA. Did you know you can combine the two benefits from the City and the CTA into one pension package? Did you also know that if you are among the top 100 administrators at the CTA, you get an extra benefit? They “gift” to you as much as 5 years pension credit.

So, instead of working 20 years to qualify for a pension, all you have to do at the CTA, if you are one of the big shots there, you only have to work 15 years because you got 5 years credit.

Oh, but that’s not the worst part of this story. Most public workers, the peons, only get about 40 percent of their salaries when they retire. It’s not a salary based on averaging, by the way. The retirement is based on the last salary level you got.

But the bosses get as much as 80 percent of their salaries, and their salaries are often twice as much as the little folks who drive the buses and repair the smog-blowing engines that pollute the air we breathe when we drive down a street.

That means that some of the CTA’s top brass will retire with pensions that pay as much as $150,000 to $200,000 a year, plus health benefits for life.

And, they can go out and get another public job where they can start over and build a second outrageous pension.

Now, are you telling me that the problem is that the state doesn’t have the money to pay the pension debt? Or rather, is it that our pension system is really so screwed up it is manipulated by politics, insiders and people with clout.

The way the pension system should work is simple.

You work 30 years and you get 40 percent of your salary based on an average of what your salary really was during the course of your employment.

You leave the city after 10 years and move someplace else, then start over. Pensions are paid for loyalty, not reward. You want a pension. Work at the same job for 30 years. You deserve it.

But bounce around from one clout-happy job to another in the public service system, and honestly, you don’t deserve anything.

Maybe we should also take the unions out of the equation. If the union wants to pay the pension to their members, let them pay it. Why should taxpayers have to pay for their union benefits?

The pension debt isn’t the problem. The pension system is. And frankly, Gov. Pat Quinn is too bought off by special interests and power to do anything about it.

(Ray Hanania is an award winning columnist. You may reach him at and follow him on Twitter at

Comment On Ray Hanania’s Facebook page — City & Suburban News-Herald

Facebook Comments


Ray Hanania

Ray Hanania

Ray Hanania is an award winning political and humor columnist who analyzes American and Middle East politics, and life in general. He is an author of several books.

"I write about three topics, the Middle East, politics and life in general. I often take my life experiences and offer them in an entertaining way to readers, and I take on the toughest topics like the Israel-Palestine conflict and don't pull any punches about what I feel is fair. But, my priority is always about writing the good story."

Hanania covered Chicago Politics and Chicago City Hall from 1976 through 1992. Hanania began writing in 1975 when he published The Middle Eastern Voice newspaper in Chicago (1975-1977). He later published “The National Arab American Times” newspaper which was distributed through 12,500 Middle East food stores in 48 American States (2004-2007).

Hanania writes weekly columns on Middle East and American Arab issues for the Arab News in Saudi Arabia at, and at, and at He has also published weekly columns in the Jerusalem Post newspaper,, Newsday Newspaper in New York, the Orlando Sentinel Newspapers, and the Arlington Heights Daily Herald.

Palestinian, American Arab and Christian, Hanania’s parents originate from Jerusalem and Bethlehem.

Hanania is the recipient of four (4) Chicago Headline Club “Peter Lisagor Awards” for Column writing. In November 2006, he was named “Best Ethnic American Columnist” by the New American Media. In 2009, Hanania received the prestigious Sigma Delta Chi Award for Writing from the Society of Professional Journalists. He is the recipient of the MT Mehdi Courage in Journalism Award. He was honored for his writing skills with two (2) Chicago Stick-o-Type awards from the Chicago Newspaper Guild. In 1990, Hanania was nominated by the Chicago Sun-Times editors for a Pulitzer Prize for his four-part series on the Palestinian Intifada.

His writings have also been honored by two national Awards from ADC for his writing, and from the National Arab American Journalists Association.

The managing editor of Suburban Chicagoland Online News website, Hanania's columns also appear in the Southwest News Newspaper Group of 8 newspapers.

Click here to send Ray Hanania and email.

His Facebook Page is

Visit this link to read Ray's column archive at the ArabNews,com
Ray Hanania